Best Online Payday Loans

The best online payday loans are not always the ones you see advertised the most and many of the smaller family owned businesses have better repayment plans. Our list of top payday loans make consideration of the APR, reviews, customer service and the history of the company.

If you need fast money to pay an outstanding bill or just need a short term online loan to take you through to payday we have many different options for you. There are hundreds of potential payday lenders in the network we connect to. Our service is free and will never cost you anything. If you do take out a loan from an online lender you found on our site we may be compensated, but we will never ask you to pay anything to us.

Bad Credit Online loans from

As an alternative to a payday loan, you can apply for a credit line at and borrow money until payday. offer credit lines that do not needed to be paid back in 60 days, so in some cases they may be better than payday loans.


Honest Loans has payday loans from $100 to $5000

Using a proprietary matching algorithm, the Honest Loans loan finder will search through many offers and find one that will accept your application. You do not need good credit to get a payday loan through Honest Loans.


Lend Connector Unsecured Loans

Use lend connector to find the right loan for you. Filling out the form will connect you with lots of different providers and lend connector will help you find the best one for you.


What Do You Need to Qualify?

You need some kind of income to pay the loan back in most cases. For some loans you can use disability or unemployment benefits.

You will usually need 4 sets of documents to apply for an online payday loan.

  • Documents for proving your income;
  • Proving your identity;
  • Proof of address;
  • And your monthly expenses.

You will also need:

  • to be at least 18 years old in most states, and 21 in others.
  • Have an active checking account;
  • Provide some proof of income

Some payday lenders need you to have a minimum credit score, but others look at the complete information to make a decision.

Co-Signed Online Payday Loans

If your credit score is too low or you lack some other piece of information to be approved for an online payday loans it is possible to use a co-signer.